Hey NATURE, those do sound like pretty good rates. When we took over our shop about 4 yrs ago, we looked around a bit as well and came to find Elevon to be pretty reasonable and they are running on average about 2% - 2.1% per month. It seems as though CC Processing companies are getting a little more competitive now days and I have been recently seeing rates in the range you are describing. I have been pondering switching myself after seeing I paid about $4k in processing fees last year. More of that in my pocket would be a good thing!