SES

Lively discussion. Great Info! Here's a tool that might be helpful as well. http://www.napaautocare.com/estimator.aspx

DON'T DO IT! They are SCAMMERS! http://autorepairpayment.com/ Reasons: They have yet to provide a signed copy of our Merchant Agreement. Sales Rep was In, Out, GONE! Our first bad taste was when they falsified our PCI Compliance/Certificate using a false email address "for our convenience". We knowe this only because we went to do our PCI Compliance as Required and found it had already been done. They tried to tell us we did it. I asked for the email address. It was BOGUS, just like the certificate they then emailed to us. They CLAIM there are NO Annual Fees, NO Monthly PCI Compliance Fees, and Regulatory Compliance Fees are WAIVED, yet they almost immediately charged us $129 for "Past Year PCI Compliance" when we were not a customer in any past year. They Respectfully Refuse To Refund this fee. They offered a Welcome Gift of a $100 Home Depot Gift Card. Read the fine print on that. We hit $10k on 7/2. No card has been forthcoming. They CLAIM there are No Fees for Discover Card transactions for a Year. Lied on that one too. They CLAIM No Junk Fees. I don't know what Junk Fees are, but they charge fees for everything under the sun with no explanation at all. ALL Junk! They will FEE you to Death! Cumulative Average Cost per Transaction is currently at 3.79%, when you include ALL their Fees vs. Total Reported Sales. They charged us for the 1st 2 transactions they Required us to complete to activate the system and the Discover Card Free program. They charge $5 a month for a paper statement. Nothing is online, except their alleged "PCI Compliance Training and Certification". They charge a Batch Fee of $0.30 Daily for processing transactions. I can go on and on, but I think 10 reasons is a good start.