Any one using.......

[cdhowell]

...A check guarantee service such as Cross Check? Have you had to file claims and were they handled promptly? Opinions Good or bad.

[xrac]

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[mspecperformance]

I just don't accept checks. Had one customer that cancelled 1 check on me. Not a crazy amount, about $500. There is no reason why someone doesn't have a credit card or a debit card in this day and age.

[Mario]

A lot of the older foreigners don't have them. My dad is 60 and only has a savings accounts. Never had a Debit or Credit in his life, but he has never had a check book either lol.

[cdhowell]

Just looking for a way to help my customers afford larger, and unexpected jobs. I really do not want to finance the job. But if they are already here and I can find a way they can afford it. They are less likely to leave and start shopping prices. A lot of what I do would not be considered priority work. Any other ideas?

[GeeZ]

Don't finance unless you build bad debt into your pricing.

[bstewart]

What about something like the Bosch Service credit card, or a GE CarCareOne card? 6-12 month no interest financing.

I don't really know how they work, seeing as they aren't offered in Canada (I wish!), but it might be something to look into.

EDIT: NAPA offers this in the US as well. Just not Canada haha.

Edited September 30, 2014 by bstewart

[Dustin Rutkowski]

+1 on the CarCareOne Card. Been working really well for us and doesnt really cost us more than a normal credit card sale would.

[Framingham Auto Service]

+1 on the CarCareOne Card. Been working really well for us and doesnt really cost us more than a normal credit card sale would.

Been offering finance through CarCareOne for the past 3 years, with a decline rate of 70%.

The rule here is:

If they did not approve, why should I !

We have tried in house finance and it does not work.

[Dustin Rutkowski]

Been offering finance through CarCareOne for the past 3 years, with a decline rate of 70%.

The rule here is:

If they did not approve, why should I !

We have tried in house finance and it does not work.

100% Agree, it provides the customer with another avenue for financing the repair. If they decline the customer then we did our best to help them out. They then need to figure out how to fund their repairs because we definitely are not.