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A body shop near my old shop was hit with lightning and burnt to the ground. The owner was sure he carried enough insurance, he didn't. Plus all the employees tools were not covered either. As I had a stripping blasting business, I had each employee bring the tools that were still identifiable for me to clean and make servicable again at no cost. A lot of shops started asking their insurance providers what was covered and what wasn't., Me included.

 

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